A Study on the Competency Assessment for Smart Phone Based Simple Payment

Hoon Jung; Bong Gyou Lee

A Study on the Competency Assessment for Smart Phone Based Simple Payment

Hoon Jung, Bong Gyou Lee, Journal of Internet Computing and Services, Vol. 20, No. 3, pp. 111-117, Jun. 2019

10.7472/jksii.2019.20.3.111, Full Text:

Keywords: Simple Payment, AHP, Samsung Pay, MST, NFC, App Card, Two Sides Markets

Abstract

We categorize the model of simple payment into Magnetic Secure Transmission, Near Filed Communication, and App Card based on the Focus Group Interview. We also define the key drivers for the diffusion of simple payment services based on the literature review with the experts. Through Analytic Hierarchy Process our finding suggests that the degree of acceptance at the stores is the most critical factor which decides the diffusion of simple payment service model. Security is also the important driver but due to the fact that service providers should follow the information security rule and supervisory guidance, it actually did not make a big difference in terms of assessing competence of each model.

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Cite this article

[APA Style]

Jung, H. & Lee, B. (2019). A Study on the Competency Assessment for Smart Phone Based Simple Payment. Journal of Internet Computing and Services, 20(3), 111-117. DOI: 10.7472/jksii.2019.20.3.111.

[IEEE Style]

H. Jung and B. G. Lee, "A Study on the Competency Assessment for Smart Phone Based Simple Payment," Journal of Internet Computing and Services, vol. 20, no. 3, pp. 111-117, 2019. DOI: 10.7472/jksii.2019.20.3.111.

[ACM Style]

Hoon Jung and Bong Gyou Lee. 2019. A Study on the Competency Assessment for Smart Phone Based Simple Payment. Journal of Internet Computing and Services, 20, 3, (2019), 111-117. DOI: 10.7472/jksii.2019.20.3.111.